Underwriting Workbench

Discover a single platform designed to manage the underwriting process from submission to bind, and beyond.

What is the Underwriting Workbench?

A single platform designed to manage the underwriting process from submission to bind and beyond. Manage your insurance offer by customizing underwriting rules to align with your process needs quickly and efficiently.

Guide insurance buyers through the buying process

Together, We Automate Underwriting Processes.

As a Send Technology Platinum Partner, Decerto offers a comprehensive set of services tailored to insurance underwriting. This expertise includes digital transformation and operational improvement and provides you with all the tools you need to manage and speed up your entire underwriting process effectively. Flexible components can be added seamlessly to enhance your underwriting capabilities as your business grows.

underwriting workbench

Key Business
Advantages

Accelerate decision-making and increase risk assessment efficiency.

Underwriting Workflow

Access to up-to-date, accurate data allows for more informed and auditable underwriting decisions, resulting in better financial outcomes.

Faster Underwriting Process

Automation and process optimisation enable faster application processing, error reduction, and lower operational costs.

Standardised Journeys

Independent agents remain central to U.S. insurance. Empower them with a single platform for quoting, selling, and servicing customers.

AI-enabled Functionality For Modern Underwriting.

Independent agents remain central to U.S. insurance. Empower them with a single platform for quoting, selling, and servicing customers.

Composable Technology by Design

Out-of-the-box solution is flexible and easy to adjust to insurance company-specific processes and needs.

Improved Risk & Customer Satisfaction

Better control over the process and faster response to Clients' requests are supported by up-to-date reporting possibilities allowing for ongoing control of business parameters.

Underwriting workbench

Components Send Underwriting Workbench

You decide which option you'll choose.

Smart Submission

Smart Sumnission automate and organises unstructured submission data and help teams improve their submission-to-quote-ratio.

Smart Submission Inbox

Submission Triage

Data Enrichment

Ops & Underwriting Dashboards

Standard Components

A single platform to Insurers to manage the underwriting process from sumbission to bind , and beyond.

Ops & Underwriting Dashboards

Workflows

Clearance & Compliance

Clash Checks

Contract Certainty

Document Management

Endorsements & Cancellations

Management Information

Rating

Referrals

Task Manager

Underwriter Notes

Renewals & Endorsements

Bordereaux Ingestion

Premium Components

Specialised Insurer components.

Agency Manager

Asset Data Manager

Clause Library

Delegated Contract Manager

Document Generation

Integrated Rating

Risk Insights

Features of Underwriting Workbench

The Workbench Built for Modern Insurance

Our Underwriting Workbench is designed for immediate readiness and rapid deployment. Built on a low-code microservice architecture, it supports 30+ business lines and connects seamlessly with specialised APIs and data services. Generative AI and automation reduce manual tasks, eliminate errors, and speed up product delivery for both commercial and speciality carriers.

Request a Demo

Pre-configured for Rapid Deployment

Sends Underwriting Workbench offers ready-to-use software with the possibility of quick customization based on insurance company indications.

Low-Code & Microservice Architecture

Low code microservice architecture assures easiness of implementation of Underwriting Workbench by an experienced delivery team.

Purpose-Built for Commercial & Specialty

Send Underwriting Workbench is created to reflect business needs and is based on experience from implementation in major insurance companies.

AI-Powered Automation

Smooth workflow assures a lack of data redundancies and minimalization of errors in the underwriting process leading to savings in time of offer preparation.

Support for 30+ Lines of Business

All typical business lines are included in the Sends Underwriting Workbench. Those are results of experience from implementation in major insurance market companies.

AI-Powered Data Enrichment

Built-in APIs and services allow for easy connection to vendors offering data used in the underwriting process.

Open & Extensible Architecture

This extensibility ensures the platform evolves alongside the company's business needs, offering long-term adaptability and value.

Comparing handwritten signatures against reference signature cards

Benefits

Faster and More Efficient Processes

Through advanced automation and process optimization, the Underwriting Workbench dramatically shortens submission processing times. It eliminates repetitive manual tasks, allowing underwriters to focus on complex cases while simultaneously reducing errors and lowering operational costs.

Smarter, More Consistent Underwriting Decisions

The platform provides access to complete and up-to-date data in a single place, ensuring every decision is based on a complete view of the risk. Process standardization guarantees that each assessment is consistent and compliant with internal guidelines, leading to improved financial outcomes.

Enhanced Regulatory Compliance

The system ensures full auditability and transparency across the entire decision-making process. Built-in, centralized rules engines facilitate adaptation to evolving regulatory requirements, minimizing the risk of non-compliance and ensuring every policy is issued in accordance with all applicable standards.

Scalability and Future-Readiness

Whether you process hundreds or thousands of submissions, the Underwriting Workbench scales with your business needs. Its flexible architecture allows you to easily add new functionalities as your business grows, making it a future-proof investment.

Implement Insurance Software On Time & Within Budget

We present simple steps to ensure a smooth and successful implementation of insurance software. Whether you are upgrading existing systems or implementing new solutions, these tips will help you navigate the process confidently, minimize disruptions, and maximize your return on investment. These are the same steps we follow in our clients' projects.

Download Our Free Guide

Customer Testimonials & References

See what leading insurers say about working with Decerto.

Decerto designed and delivered a modern, secure, and intuitive sales platform that significantly improved our efficiency and gave business teams greater independence in product management. Their unique combination of deep insurance expertise and strong technological know-how, combined with agile delivery, ensured the project was completed on time and to the highest standards.

Rafał Zieliński

Product Owner at InterRisk TU S.A. Vienna Insurance Group

Our goal was to create a product that addresses the real needs of entrepreneurs, without burdening them with unnecessary formalities. Previously, declaring PKD codes was time-consuming and prone to error. With this new solution, we’ve eliminated that requirement, offering our clients comprehensive and effective coverage for their businesses.

Magdalena Soińska

Product Manager at Warta (HDI/Talanx Group)

The software built by Decerto is currently the most configurable group sales platform on the Polish market. Although our salespeople initially perceived the system as complicated, after a few improvements, it was accepted and is now used daily. The GOP system allowed us to transition from difficult-to-maintain systems and replace offline calculators with a very modern online system, which is now the primary tool in group insurance.

Paweł Zbroszczyk

Director of Software Development at Nationale Nederlanden

The migration was completed over a single weekend. We did not lose any data, and most of it gained in quality and consistency. It is worth noting that the Decerto team worked alongside us throughout the process. Even though there were two teams, we worked as if we were one unified entity, both at the management and development levels. Communication and mutual understanding were the key factors in the success of this project.

Piotr Bułka

COO & Board Member of Generali Group Poland

Decerto’s ability to adapt to our ever-evolving needs and deliver exceptional results, even in a highly demanding environment, truly sets them apart. Their expertise and commitment to quality were evident at every stage of the project. Thanks to their flexible approach and seamless collaboration, we were able to achieve our goals efficiently while maintaining the highest standards. They have proven to be a trusted partner who consistently goes above and beyond to ensure success.

Łukasz Ukleja

Director of Customer Relationship Department at Warta (HDI/Talanx Group)

We’ve known the team at Decerto for many years and they have been instrumental in supporting us with valuable resources to develop and deliver our Underwriting Workbench. They have deep knowledge of the insurance market coupled with technical excellence. I highly recommend that insurers and insurtechs seek them out.

Andy Moss

Co-Founder & CEO of Send Technology Solutions

Their flexible approach to problem-solving under challenging conditions was impressive. Decerto's delivered solution was praised by external stakeholders. Cooperative and responsive, the team enabled a smooth project workflow. With their phenomenal support, many third-party clients transact using the company's portal.

Monika Muszyńska

Operational Director of Warta (HDI / Talanx Group)

Used by the world's leading companies

Meet our clients

FAQs

We've gathered answers to the questions we get asked most often.

What is Send Underwriting Workbench and what is it used for?

Send Underwriting Workbench is advanced insurance software designed to support the underwriting processes of insurance products. It is used for streamlining and management of insurance offering flow, enabling optimization and better risk management.

What benefits does the implementation of Send Underwriting Workbench bring to insurers?

Implementation of the Send Underwriting Workbench brings several benefits, including better control and increased efficiency of underwriting processes, better risk management and enhanced customer satisfaction through faster response to Clients' requests.

What is the implementation process for Send Underwriting Workbench?

Underwriters Workbench is pre-configured for immediate operational readiness without the need for extensive customisation. Built on a low-code microservice architecture enables rapid SaaS deployment. The solution can be easily adapted to insurance-specific processes.

Do you offer technical support after the implementation of Send Underwriting Workbench?

Yes, we provide full technical support after the implementation of the insurance software. Our technical support team is available to help resolve issues, answer questions, and provide system updates and maintenance to ensure optimal performance.

What are the main features of the Send Underwriting Workbench?

The main features of Send Underwriting Workbench include automation and simplification of underwriting processes, including integration with external databases, task management, client scoring, risk booking and generation of reports.

Can Send Underwriting Workbench be integrated with existing insurance systems?

Yes, the solution is designed to easily integrate with other policy management systems and other insurance systems, such as sanctions screening software, CRM systems and other tools used by insurance companies.

What are the costs associated with using Send Underwriting Workbench?

What security measures are used in Send Underwriting Workbench?

The insurance software employs the latest security technologies, such as data encryption, secure login, regular security audits, and compliance with international data security standards to ensure maximum protection of customer data for insurance companies.